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Terms of Use

February 14, 2024

PLEASE READ THESE TERMS AND CONDITIONS (“TERMS OF USE”) CAREFULLY. BY ACCESSING AND USING THIS SITE (AS DEFINED BELOW) YOU AGREE TO BE BOUND BY THE TERMS AND CONDITIONS BELOW. THESE TERMS AND CONDITIONS ARE SUBJECT TO CHANGE. ANY CHANGES WILL BE POSTED TO THIS SITE FROM TIME TO TIME. IF YOU DO NOT AGREE TO THE TERMS AND CONDITIONS STATED HEREIN, PLEASE EXIT THIS SITE IMMEDIATELY.

You are currently using a website, mobile application, or other online or mobile service that links to or otherwise presents these Terms of Use to you, in each case Site owned and/or operated by Pure Financial Group, LLC  (dba Pure Finance”, “we,” or “us”), and any affiliated entities (collectively “Pure Finance”) and the names at www.purefinancegroup.com (each, a “Site”). This Site and any of the services provided by Pure Finance in connection with this Site (“Services”) are provided expressly subject to these Terms of Use. By accessing the Site, you (“User”) acknowledge that you have read, understand, and agree to be bound by these Terms of Use. If any provision contained in these Terms of Use conflicts with a provision contained in another agreement that you enter into with Pure Finance or related to the Pure Finance Services, the provision of the other agreement shall govern with respect to that specific aspect of the Site or Services.

Changes and Modifications

Pure Finance reserves the right in its sole discretion to temporarily or permanently change, or modify these Terms of Use or discontinue the Site, or any portion of the Site, for any reason, at any time without notice to you. Please review these Terms of Use from time to time because your continued access or use of the Site after any modifications have become effective shall be deemed your conclusive acceptance of the modified Terms of Use.

General Eligibility

This Site is intended for individuals who are residents of the United States and at least eighteen (18) years of age, and any access by individuals who are under the age of 18 is in violation of these Terms of Use. If you are under 18, please exit this Site now. By using the Site, you represent that you are a resident of the United States and 18 or older, and that you agree to abide by all of the terms and conditions of these Terms of Use. Unauthorized use of the Site or Services, including unauthorized access of Pure Finance’s systems and misuse of passwords or Site information is strictly prohibited. If you violate any of these Terms of Use or any other agreement between you and Pure Finance, then Pure Finance may restrict, suspend, or terminate your access to any portion or all of the Site and Services without notice.

Privacy

Your privacy is very important to us. Please carefully read Pure Finance’s Privacy Policy, which details how Pure Finance treats your personal information.

Service Rights and Restrictions, Intellectual Property

All material and content on this Site and the Services, including but not limited to text, data, articles, designs, software, photos, images, and other information (collectively the “Site Content”) are proprietary to, and the property of, Pure Finance or the relevant third-party owner, with all rights reserved. You may not use, copy, reproduce, distribute, republish, display, post, transmit, or sell Site Content in any form or by any means without the express prior written approval of Pure Finance or the respective owners of such Site Content. You acknowledge that all Site Content is and shall remain the sole property of Pure Finance or the relevant owner. You may only access and use the Site and the Services for their intended purpose, and any access to, or use of, the Site or Services that is not expressly authorized herein is strictly prohibited.

Nothing on this Site should be construed as granting the User any license or right to use any Site Content within the Services or the Site, whether owned by Pure Finance or a third party, without prior written approval of Pure Finance or the respective owner. All third-party marks, products, and company names are property of their respective owners. Unless expressly provided, use of such marks does not imply any affiliation with, endorsement by, or association of any kind between such owners and Pure Finance.

 

Consent to Conduct Business Electronically

Because Pure Finance operates its platform online and conducts its business solely through the Internet, you must consent to receive all disclosures, notices, documents, agreements, and information associated with the Services (“Communications”) electronically in order to transact business with us. This section informs you of your rights when receiving electronic Communications from Pure Finance.

Electronic Communications

You agree that Pure Finance, its agents and representatives, may provide all Communications to you electronically via email or through our Site. You may still request a paper copy of any Communication by following the procedure outlined below.

Access/Software Requirements

In order to access and receive electronic Communications, you must have: (1) a valid email address and phone number; (2) a computer or other mobile device (such as tablet or smartphone); (3) a connection to the Internet; and (4) the latest, current version of Chrome, Safari, Firefox, or Microsoft Edge web browser.

Additional Mobile Technology Requirements

If you access our Site and Communications electronically via a mobile device (such as a smart phone or tablet), in addition to the above requirements you must make sure that you have software on your mobile device that allows you to print and save the Communications presented to you. If you do not have these capabilities on your mobile device, please access our Site through a device that provides these capabilities.

Requesting a Paper Copy

You may request from us a paper copy of any Communication that we have provided or made available to you electronically without charge, provided that such request is made within a reasonable time after we first provided the Communication to you. To request paper copies, you must send an e-mail to [email protected] with the subject line “Paper Copy Request” and in the body of the e-mail you must state your e-mail address, full name, US Postal address, and telephone number.

Withdrawing Consent

You may withdraw your consent to receive future Communications electronically by sending an email to [email protected] with the subject line “Withdraw Electronic Consent” and including your full name, US Postal Address, email address, and telephone number in the body of the email. Your withdrawal of consent will be effective only after we have had a reasonable period to process your request.

Telephone Communications

By accepting these Terms of Use, you expressly consent to be contacted by us, our agents, representatives, affiliates, or anyone calling on our behalf for any and all purposes, at any telephone number, or physical or electronic address you provide to us. You agree we may contact you in any way including SMS text messages, calls using prerecorded messages or artificial voice, and calls and messages delivered using an auto telephone dialing system or an automated texting system. Automated messages may be played when the telephone is answered, whether by you or someone else. In the event that an agent or representative calls, he or she may also leave a message on your answering machine, voice mail, or via text.

You consent to receive SMS messages (including text messages), calls and messages (including prerecorded and artificial voice and autodialed) from us, our agents, representatives, affiliates or anyone calling on our behalf at the specific number(s) you have provided to us, or number(s) we can reasonably associate with your account (through skip tracing, caller ID capture, or other methods), with information or questions about your request, application, loan and/or account. You certify, warrant and represent that the telephone numbers that you have provided to us are your numbers and not someone else’s. You represent that you are permitted to receive calls at each of the telephone numbers you have provided to us. You agree to alert us whenever you stop using a particular telephone number.

MARKETING CALLS AND TEXTS

We will not use auto dialed or prerecorded calls or texts to contact you for marketing purposes unless you provide us with prior express written consent. If you have provided consent to receive marketing calls, you agree that Pure Finance’s employees, agents, and representatives may use autodialed or pre-recorded phone calls and SMS text messages to contact your mobile phone at the number you provide for the purpose of describing goods and services that may be of interest to you, whether offered by Pure Finance, affiliates, or third parties. If provided, your consent will be effective even if the number you have provided is registered on any state or federal Do-Not-Call (DNC) list. This consent for telemarketing calls shall remain in effect until you revoke it. Your consent to receive telephone communications is not a condition of obtaining any product or service and may be revoked at any time by email at  [email protected], or writing to us at Pure Finance, Compliance Department, 14480 Sweitzer Lane, Laurel, MD, 20707or by calling us at 410-401-4597.

Standard calling and text messaging rates will apply, based on your cellular telephone carrier and service plan.

Changes in Contact Information

Please keep us informed of any changes in your contact information so that you can continue to receive timely electronic Communications from us. You may update your contact information by emailing  [email protected], or by calling us at 410-401-4597

Copyright Complaints

If you believe that any material on the Site infringes upon any copyright that you own or control, you may send a written notification to us via email at  [email protected]or via regular mail at Pure Finance, Compliance Department, 14880 Sweitzer Lane, Laurel, MD 20707. In your notification, please:

  • Confirm that you are the owner, or authorized to act on behalf of the owner, of the copyrighted work that has been infringed;
  • Identify the copyrighted work or works that you claim have been infringed;
  • Identify the material that you claim is infringing or is the subject of infringing activity and that is to be removed (please include information reasonably sufficient to permit us to locate the material);
  • Provide your contact details, including an email address; and
  • Provide a statement that the information you have provided is accurate and that you have a good-faith belief that use of the material in the manner complained of is not authorized by the copyright owner, its agent or the law.

Feedback/Suggestions

If you choose to submit input, comments, suggestions, ideas, surveys, feedback or other information about the Services (“Feedback”) to Pure Finance, you grant Pure Finance the right to exploit the Feedback in any manner and for any purposes and agree the Feedback shall be the sole property of Pure Finance. You further agree that Pure Finance can use the Feedback without any restriction, acknowledgement, or compensation to you. Pure Finance shall own all exclusive rights, title and interest, all developments based upon, and all intellectual property in the Feedback. You hereby assign and agree to assign to us all rights, title, and interest, all developments, and all intellectual property you may have in such Feedback.

Third-Party Providers and Websites

Pure Finance may rely on third-party providers to assist us in making the Services available to you. The Site may contain links to sites and resources provided by third parties. We are not responsible for the information practices employed by sites linked to or from our Site. Your use of such features constitutes your agreement to be bound by the additional terms and conditions and the privacy policies, as applicable, of relevant third-party providers. You should review the privacy policies and terms and conditions of such third party prior to use of those features and providing any personal information. By selecting and utilizing those features as part of the Services, you acknowledge that we and our third-party providers may access your account on your behalf and to gather information about you and that the third-party may transfer, store, and process your information in accordance with their respective privacy policies. YOU FURTHER AGREE PURE FINANCE HAS NO LIABILITY TO YOU ARISING OUT OF YOUR USE OF THIRD-PARTY PROVIDER SOFTWARE OR WEBSITES.

Disclaimer of Warranties

PURE FINANCE PROVIDES THE SITE AND SERVICES “AS IS” AND “AS AVAILABLE” WITHOUT ANY EXPRESS OR IMPLIED WARRANTIES INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. ADDITIONALLY, PURE FINANCE MAKES NO CLAIM OR GUARANTEE AS TO THE ACCURACY OF ANY INFORMATION PROVIDED ON THE SITE. PURE FINANCE FURTHER MAKES NO WARRANTY OF ANY KIND WITH RESPECT TO ANY THIRD-PARTY PROVIDER SOFTWARE OR WEBSITES USED BY YOU IN CONNECTION WITH THE SERVICES

Limitation of Liabilities

IN NO EVENT WILL PURE FINANCE OR ITS DIRECTORS, OFFICERS, EMPLOYEES, OR AGENTS BE LIABLE TO YOU OR TO ANY OTHER PARTY FOR LOST PROFITS OR ANY OTHER SPECIAL, CONSEQUENTIAL, INCIDENTAL, OR INDIRECT DAMAGES ARISING FROM YOUR USE OF THE SITE OR SERVICES, EVEN IF PURE FINANCE IS AWARE OR HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. TO THE EXTENT ALLOWED BY APPLICABLE LAW, PURE FINANCE’S LIABILITY TO YOU FOR ANY CAUSE OF ACTION REGARDLESS OF FORM WILL AT ALL TIMES BE LIMITED TO THE AMOUNT PAID BY YOU TO PURE FINANCE, IF ANY, AND IN NO CASE SHALL PURE FINANCE’S LIABILITY TO YOU EXCEED $1,000.00.

Indemnification

You agree to indemnify, defend, and hold harmless Pure Finance and its affiliates, officers, directors, employees, agents, and representatives for damages, losses, liabilities, settlements and expenses (including without limitation costs and attorneys’ fees), arising in connection with any claim, suit, proceeding, or other action arising from your use of the Site or Services, your conduct in connection with your use of the Site or Services, your use of third-party provider software or websites in connection with your use of the Site or Services, or any violation of these Terms of Use or of any law or the rights of any third party.

Waiver

Pure Finance’s failure or delay in exercising any right, power, or remedy under these Terms of Use shall not operate as a waiver of any such right, power, or remedy.

Credit Ineligibility

If you are working with a debt settlement company at the time of application or if you are preparing or planning to file for bankruptcy within ninety (90) days of your application, you may be ineligible for credit through the Site.

Credit Union Membership

During the application process, you may be asked to become a member of a credit union. Details associated with this request will be provided prior to your loan being funded.

Contacting Us

If you have questions, comments, or complaints regarding these Terms of Use, the Site, or Services, you may call 410-401-4597, email us at  [email protected], or write to Pure Finance, 14880 Sweitzer Lane, Laurel, MD 20707.

 

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