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PRIVACY NOTICE

WHAT DOES THIS COMPANY DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and income
  • Credit history and credit scores
  • Employment information and checking account information

How?

financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons This Company chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information: Does This Company Share? Can you limit this sharing?
For our everyday business purposes-

such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes No
For our marketing purposes-

to offer our products and services to you

Yes No
For joint marketing with other financial companies Yes No
For our affiliates’ everyday business purposes-

information about your transactions and experiences

Yes No
For our affiliates’ everyday business purposes-

information about your creditworthiness

No We Don’t Share
For nonaffiliates to market to you No We Don’t Share
For affiliates to market to you No We Don’t Share

What We Do

How does This Company protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does This Company collect my personal information? We collect your personal information, for example, when you

  • apply for financing
  • apply for a lease
  • provide employment information
  • give us your contact information
  • show us your drivers license

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing? Federal law gives you the right to limit only

  • sharing for affiliates’ everyday business purposes-information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definitions
Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • Our affiliates may include companies with common corporate identity of This Company; financial companies, such as banks and lending institutions; nonfinancial companies such as auto manufacturers,service and product providers; and others such as customer follow-up services, special offer, or notification services.
Nonaffiliates
  • This Company does not share with nonaffiliates so they can market to

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

Joint marketing
  • Ourjoint marketing partners may includecompanies such as creditcard companies, credit unions, captives or otherlenders.